Welcome to Root Of Lyfe Holdings

Whether you’re flipping your first property or scaling your real estate portfolio, Root Of Lyfe Holdings is your trusted partner for fast, flexible funding solutions. We specialize in creative finance, smart deal structuring, and connecting clients with capital that matches their goals.

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ASAP Credit Repair Lyfe

💳 Credit Repair Hub

Choose how you’d like to start improving your credit — quick signup, self-serve, or the full funnel.

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Root Of Lyfe Mega Loan & Real Estate Hub

Root Of Lyfe Holdings

Funding • Real Estate • Business Growth — One Hub, All Solutions

Funding Snapshot

Use our calculators below to instantly estimate loan terms, deal profitability, and more. Submit your Snapshot when ready, and your results will auto-fill into our system for quick review.

[Gauge Panel Here – Funding Power, Credit Strength, ROI Gauge]

Real Estate Deal Calculator

Broker & JV Info

Referral Program Form:
Click here to fill out the Intake Form

 

💼 Loans • 📈 Stocks • ₿ Bitcoin • 💹 Forex

 

    Funding and market opportunities at your fingertips.       Secure fast loans, monitor your favorite assets, and trade smarter with Root Of Lyfe Holdings.    

      Get Funded         Real Estate         Market Hub  
Root Of Lyfe — Mega Calculators & Funding Hub
Root Of Lyfe Holdings
Funding • Trading • Education

Your Funding, Credit, and Wealth-Building Solution

Fill calculators, watch videos, and submit the quick snapshot to get routed to underwriting. Estimate offers: All-cash, Seller carry, Seller finance.

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🎥 Featured Videos — Watch then act
Tip: Click any video to play with sound. Browsers block autoplay with sound by default.
🧮 Calculators & Tools — Property & Business

All calculators are live. Enter numbers and press the Calculate button. Each card contains an example and a short explanation.

📊 Three-Tier Offer Analyzer

Auto-generates All-Cash, Seller Carry, and Seller Finance numbers. Example: ARV $250,000 gives quick estimates to guide offers.
All Cash
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Seller Carry
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Seller Finance
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🏠 Property Loan Programs

Fix & Flip Loan

For investors buying, renovating and reselling quickly. Example: Buy $120k, Rehab $40k, ARV $200k.
Estimated Net: —

Buy & Hold (Rental)

Estimate cash flow, gross yield, and cap rate. Example: Buy $150k, rent $1,500/mo.
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DSCR Loan

Lenders use Debt Service Coverage Ratio to qualify loans based on rental income. Target ≥ 1.25 typically.
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Bridge Loan

Short-term financing until permanent financing closes. Example: $250k for 6 months.
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Commercial / Cap Rate

Use NOI & value to estimate cap rate or calculate max loan at target LTV.
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Construction Loan

Estimate interest-only payments during construction draw period.
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Hard Money

Asset-based, fast-close lending, usually higher rates. Example: Lend up to 70% of ARV.
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Cash-Out Refinance

Pull equity by refinancing to a target LTV. Example: Home $400k, owe $250k, max refi 75% =>$300k -> $50k cash-out.
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Portfolio Loan

Finance multiple rentals under one loan. Enter combined value and desired LTV.
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Mixed-Use Property

Properties with both residential & commercial income — financing depends on income split and underwriting.
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💼 Business Loan Programs

Term Loan

Lump-sum financing with fixed payments.
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SBA Loan

Government-backed with competitive terms (7a/CDC/504).
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Line of Credit (LOC)

Revolving credit for working capital.
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Merchant Cash Advance (MCA)

Quick advance repaid as percentage of sales. High APRs; fast funding.
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Invoice Factoring

Sell invoices for cash today — enter invoice value & advance rate.
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Equipment Financing

Finance equipment with predictable payments.
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Revenue-Based Repayment

Repay a portion of monthly revenue until loan repaid.
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Franchise Loan

Loan for opening/franchise expansions — example monthly payment shown.
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Startup Loan

Small business starter loan (no or limited credit history). Example monthly payment & guidance.
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Microloan (under $50k)

Small-dollar help for inventory, website, or equipment.
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🌱 Creative Financing — Seller Carry & Special Offers
Use when a traditional loan doesn't fit — seller-carry, hybrid finance, balloon, or structured offers. Fill the intake below to get a tailored recommendation.
If the form doesn't load inside Systeme.io, open it in a new tab: Open Creative Financing Form
📊 Quick Funding Snapshot

Fill this short form to send basic info + calculator results to underwriting. Submissions are posted to Zoho Flow webhook (debug mode).

Finish Application (JotForm)
We will send your snapshot to underwriting via Zoho Flow webhook (debug mode).
 

🚀 Startup Loan & Credit (SLOC Program)

 

    Fast-track your business dreams with flexible startup funding.       No credit? No problem. Build, launch, and grow with our SLOC solutions.    

      Apply Now         Explore More  
Root Of Lyfe — Market Sector Hub
 
       
     
Root Of Lyfe — Market Hub
     
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Switch the symbol on the main chart, review sector gauges and market news — all in one place.

               
                   
                 
               
         

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