🏠 Lease Option

Control property without full purchase.

📑 Subject-To

Take over payments, keep financing in place.

🔄 Wrap Financing

Layer new loan over existing debt.

🤝 Equity Partner

Partner up and share ROI together.

💼 JV Partnership Program

Collaborate with us on projects. Share profits, equity, and opportunities.

🏡 Realtors (3% Closing Bonus)

Realtors who bring clients into our funding network receive up to 3% at closing.

📊 Investor & Business Partners

Explore ROI-driven opportunities, passive returns, and wealth-building projects.

1. How do I know if I qualify for funding?

We use your income, credit profile, and financial history to determine eligibility. Even if your credit isn’t perfect, we have programs that may still work for you.

2. Can I get approved for a car loan through your partners?

Yes — we work with auto finance partners and dealerships. You’ll need income verification, ID, and in some cases a co-signer. We make the process smoother by pre-qualifying you first.

3. Do you pull my credit right away?

No — we start with a soft review and only move to hard credit checks once you’re ready to move forward with a specific lender.

4. What’s the minimum credit score I need?

Some programs start as low as 550, others require 650+. The stronger your profile, the better the terms, but we can often find creative solutions regardless.

5. How fast can I get approved?

Some car loans and funding options can be approved within 24–48 hours. Real estate and business loans may take 1–2 weeks depending on documentation.

6. Do you charge upfront fees?

No upfront fees. We operate on transparency, consulting, and success-based compensation when deals are funded.

7. What documents do I need?

Basic requirements include ID, proof of income, and sometimes tax returns. For real estate: property details, purchase agreements, or contracts are needed.

8. Can investors partner with you?

Yes — investors can earn ROI through structured deals, joint ventures, or private lending opportunities. Our ROI calculator shows the potential splits.

9. What’s a JV partnership?

JV (Joint Venture) means you bring capital or a deal, and we structure funding + exit strategy together. Profits are split based on agreement terms.

10. Can you help first-time buyers?

Absolutely — we specialize in guiding first-time buyers for cars, homes, and investments. Education and financial literacy are part of our mission.

11. Do you work with Realtors?

Yes — Realtors earn a referral or closing bonus (often 3%). We also provide tools and calculators they can use with clients.

12. What’s the difference between a broker and financial consultant?

A broker simply connects deals. A financial consultant, like us, helps you plan, strategize, and build a path toward generational growth — beyond one transaction.

13. Do you offer business loans too?

Yes — we fund startups, small businesses, and expansions. Options include lines of credit, SBA loans, and revenue-based funding.

14. Can I use multiple funding programs?

Yes — many clients use a mix (car + business loan, or real estate + line of credit). We customize strategies for flexibility and maximum leverage.

15. What if I have no property under contract yet?

That’s fine. We pre-qualify you first. Once you do have a property under contract, we connect you with lenders and funding programs that fit.

16. How do I get started?

Click Apply Now, answer a few quick questions, and we’ll guide you step by step into funding, cars, real estate, or investment opportunities.

“I went from denied car loans to getting pre-approved within 72 hours. Root Of Lyfe made it simple and stress-free.”

— Marcus J., First-Time Buyer

“As an investor, the ROI calculator gave me clarity. I knew exactly what I was walking into — powerful tool.”

— Dana R., Private Investor

“Partnering as a Realtor was seamless. The 3% closing opportunity added a new stream of income for me.”

— Sofia L., Realtor Partner